Lease and Loans

Atlantic Business Federation Leasing Partners

We understand the importance of small-medium businesses to the Canadian economy understand the importance of small-medium businesses to the Canadian economy

Call: 1 844 940 5927

Leases

Equipment leasing is a powerful business tool that is very popular for all types of industries and companies. It doesn’t matter what type of equipment you are purchasing, new or used, Atlantic Business Federation leasing partners can help. Are you tired of dealing with banks? Do you hate the banks restricting you from growing the business the way you want to? Does your bank have all the assets of your company and you personally tied up with your equipment financing? These are just a few of the common complaints that we hear from business owners. Leasing is an alternative to cash purchases and bank loans. Leases provide a hassle free option for financing of assets for a predetermined period of time at a fixed monthly payment that meets your budget requirements. These assets are secured by the value of the asset and are normally purchased at the end of the lease for a predetermined amount and then the lessee takes ownership of the asset. Consider the benefits of leasing before writing a cheque or drawing on your businesses line of credit to purchase your company’s next piece of equipment. For more information please contact one of our experienced representatives.

Payment Protection Insurance

We recognizes that unexpected events can happen during the course of your lease or loan that can put you, your company and your family in financial risk. You deserve to be protected! NSBF offers a variety of payment protection options such as, Life insurance, disability insurance, critical illness and GAP. If you have an existing lease that you don’t have payment protection on, be sure to contact us and we will be more than happy to review your options. Make sure you are covered for those unexpected events. Your insurance premiums can be built into your lease payment which means one easy monthly payment that can be claimed for tax purpose

Lease Line Of Credit

This is how a lease line of credit works. If you are planning to purchase equipment over a period of time you should consider getting set up with a lease line of credit. With this program you get approved for the total amount of your projected equipment purchases. There are many advantages to this program. Such as, as an easy one time application process, flexibility to take delivery of your equipment when you need it, peace of mind that you have the quick access to the capital you require to grow your business, you don’t need to depend on your bank anymore to get the financing you require, this service is free of fees if you don’t use it, and very importantly there is no obligation to use these funds unless you require. Apply today for your hassle free, no obligation lease line of credit..

Private Sales

Let Atlantic Business Federation leasing partners take the hassle out of private sale financing. Private sale transactions bring a different set of rules and regulations that most buyers are not aware of. We know that finding that perfect piece of equipment at the right price is not always available from a dealer. One of the most common reasons a private sale transaction doesn’t complete is because the equipment is not free and clear of liens. We perform the proper searches for FREE at the beginning of the approval process to assure that you are buying equipment that is not legal owned or encumbered by another individual or company. We make sure that you are protected from getting involved in a transaction that could have legal consequences. With our vast knowledge in this area we can make this process easy and quick.

Loans

Traditional equipment loans are usually used when dealing with specialized equipment that is not easily re-marketable. Loans take into consideration not just the value of the asset but rather are focused on the financial environment of the company. With this type of financing structure the business retains ownership of the asset immediately. This is a powerful financial tool and a viable alternative to paying cash. As we say in the business “Cash is King” keep your cash in the company to secure yourself for those unexpected times.

Auction Sales

Buying equipment at auctions has become a very popular option for business owners in today’s market place. We have a quick and easy pre-approval process that many auction clients are taking advantage of today. Don’t have your financing arranged? Don’t miss out on getting that piece of equipment you had your eyes set on. Let us provide you with the buying power to win that next bid. Don’t let the competition out bid you at the next auction. Once you are pre-approved all we will need is an invoice from the auction house and we can prepare express documentation so that you can quickly take possession of the equipment and put it to work making money for your company. If you end up not purchasing equipment at the auction than don’t worry, your pre-approval with us allows you to buy the equipment at any dealer or private seller of your choice.

Leasehold Improvements

Leasehold improvements are defined as modifications to a building and are sometimes a semi-permanent or permanent fixture to the property. Some examples would be patio decks, draperies, built-in compressed air systems, partitions, counters, shelving, exhaust systems, etc. This type of financing is typically very difficult to acquire for most businesses. We have the expertise and ability to get the much needed funds required to do that next major renovation or upgrade.

Accounts Receivable Factoring

Many businesses and business owners face the challenge of finding the capital to improve or increase the cash flow of their business, especially when in a growth cycle. We understand these pressures, and our programs are geared to growing with you as a business. We can provide funding against your receivables where you sell to businesses on credit terms; this can include credit-worthy export customers. Are your customers paying you late? Are you struggling every week to pay the payroll and operating expenses because you are waiting to get paid?

Rental Conversion

Let us assist you in analyzing the high monthly equipment rental payments you have been making and help you determine if it’s worth your while to lease this equipment and own it at the end of the term. This program is set up for company’s find themselves renting equipment on a regular basis because it doesn’t make sense to own it. With most rental companies a portion of your rental payments can be applied to the purchase price if you decide you want to buy the equipment and lease it. In this program the rental company would apply the credits and provide us with a purchase price in which we would finance for you over a specified period of time. Unlike a costly rental you will own the equipment at the end of the lease term. This program has proven to be very successful for companies who find they rent the equipment for a longer period of time than originally planned. Contact us today or apply online.